Qualifying Models

• New Subaru models, are eligible for purchase or lease. 
• All Certified Pre-Owned (CPO) Subaru vehicles regardless of age are eligible. 
• Used Subaru models up to three years old.

Eligibility

• Applicant who will be graduating within 6 months or who has graduated up to 36 months from date of application from an accredited 2- or 4-year college, graduate school (including Doctorate), nursing school, or trade school with an associate, bachelor's, or master's degree.
  
• Applicant must provide proof of graduation - either a diploma copy or current transcript for the student who will be graduated within the next 6 months.

Customer Credit Qualifications

• For joint applications, both applicants must meet all program eligibility requirements. 
  
• Payment-to-income cannot exceed 15% of gross monthly income.
  
• No derogatory credit history, past or present. No bankruptcies, foreclosures, or repossessions on any credit bureau report pulled by JPMorgan Chase.

Employment/Income

• Applicant must have proof of employment and income. If employment has not yet started, a letter from the future employer that shows a start date within 90 days of current date and salary is required, along with verbal verification from current or future employer.

Program Parameters

• Maximum Amount Financed is $35,000

Financing Stipulations

• Standard finance rates apply. May be used with applicable Subaru Low Rate programs.
  
• Applicants with no FICO score will qualify under a Tier 4 rate parameter on approved credit.
  
• Total amount financed cannot exceed 125% of vehicle invoice.